I have sold a property at 2261 Seton Crescent in Burlington on Sep 26, 2026. See details here
This is not your typical townhome! Welcome to 2261 Seton Crescent, a rarely offered end-unit home in Burlington's highly sought-after Orchard community. Attached to the neighbouring property only at the garage, it offers an abundance of natural light and the spacious feel of a detached home. With approximately 1,704 sq. ft. above grade plus approximately 800 sq. ft. in the finished lower level, there is nearly 2,500 sq. ft. of living space across all 3 levels. The functional main floor is designed for comfortable everyday living and entertaining, with plumbing still in place for laundry hookups should a future owner prefer main-floor laundry. The finished basement provides incredible flexibility for a recreation room, home theatre, gym, office or children's play area. The real showstopper is the exceptional irregular end-unit lot-one of the larger yard settings for a townhome in the Orchard. Offering an outstanding outdoor space, it is the perfect setting for summer barbecues, gardening, entertaining or simply relaxing at the end of the day. Thoughtfully maintained and improved, the home features extensive driveway, walkway, garden-border and rear-patio hardscaping; a remodelled primary ensuite; roof shingles replaced in 2018 with a transferable lifetime warranty, subject to the manufacturer's terms; air conditioner replaced in 2020; washer and dryer 2023; and a new garage door, exterior capping and garage-door opener installed in 2023. California shutters and roller blinds complete the package. Enjoy an outstanding location close to area schools, Bronte Creek Provincial Park, Orchard Community Park, scenic trails, shopping, restaurants and everyday conveniences. Commuters will appreciate quick access to the QEW/407. Appleby Crossing, Millcroft Shopping Centre, Fortinos, Longo's, Walmart, Starbucks, Beertown and Turtle Jack's are all nearby. A remarkable yard and the feel of a detached home in one of Burlington's most desirable neighbourhoods. Don't miss out!
By Michael J. Allan, RE/MAX Aboutowne Realty Corp., Brokerage
Folks, I've been in this business long enough to know one thing: the market never sends a memo before it changes direction. So I make it my job to keep up. This month I sat in on the September 2026 Mortgage & Economic Outline from Samantha Comito, Managing Partner at Outline Financial. Here's the plain-English version and what it means for buyers, sellers and homeowners from Oakville and Burlington to Hamilton, Niagara and the west GTA.
On September 2, the Bank of Canada held its overnight rate at 2.25% for the seventh meeting in a row. Prime is steady at 4.45%. Governor Macklem said inflation and growth have landed roughly where the Bank expected. He also flagged that the risk of higher inflation has grown, and that new tariffs make the growth picture murkier.
Here's the straight talk: the market doesn't expect the pause to last. As of September 24, bond traders were pricing in:
A 62% chance of a 0.25% hike at the October 28 meeting
A near-certain hike by December 9
The Big 6 banks are more measured. Their forecasts put the overnight rate at 2.25% to 2.50% by the end of 2026, and 2.25% to 3.25% by the end of 2027. That's a prime rate somewhere between 4.45% and 5.45%.
This is the part many people miss. Variable rates move when the Bank of Canada moves. Fixed rates follow the 5-year Government of Canada bond yield, and that yield has been on a tear.
On February 27, the day before the US–Iran conflict began, the 5-year yield sat at 2.67%.
By September 18, it had climbed to 3.59%, a jump of 0.92%.
Oil shocks, inflation fears, a US Federal Reserve that hiked rates on September 16, and our own trade headaches have all pushed borrowing costs up. Canada's bond market is global, and when the world sells bonds, we feel it here.
GDP: The economy grew 3.3% annualized in Q2, led by a strong rebound in exports. Q1 was revised up to +0.3%, which takes "technical recession" off the table.
Jobs: August was a gut punch. Canada lost 41,700 jobs, when forecasters expected a gain of 15,000. Wage growth slowed to 2.0%, the slowest since 2017 outside the pandemic.
Inflation: Headline inflation is 3.0%, but gasoline is doing much of the heavy lifting. Gas prices were up nearly 23% year over year. Strip gas out and inflation is 2.4%, and the Bank's preferred core measures sit around 2%, which is right on target.
So we have mixed signals. The job market is cooling, which argues for steady or lower rates. Energy prices and tariffs are pushing the other way.
It's been a rough summer on the Canada–US front:
July 1: CUSMA was not renewed at the joint review.
August 21–22: Talks collapsed, and the US slapped 50% tariffs on about $27B of Canadian goods, including building materials.
August 24: The US threatened to double auto tariffs to 50% on January 1.
September 8: Canada retaliated dollar-for-dollar.
The base case shaves about half a point off GDP. A worse escalation could push us toward recession, and Ontario is among the most exposed provinces. Tariffs on building materials don't help construction costs either.
Ontario's population actually shrank: it fell by 152,648 year over year as of Q1 2026. That's the first decline in more than 70 years, driven by far fewer non-permanent residents. Economists see this as a temporary shift.
Even so, a new Urbanation/FRPO study projects a 121,000-unit rental shortage in Ontario by 2036, on top of a 249,000-unit deficit built up since 2016.
CMHC says Canada's housing supply gap is essentially unchanged, and that we need both more homes and the right kind of homes.
In the short term, demand has cooled. In the long term, we still aren't building enough. As I've always said, buy land, they're not making any more of it.
Buyers: If you're planning a purchase in the next few months, get a pre-approval with a rate hold now. A hold protects you if rates rise, and you still benefit if they fall. It's cheap insurance.
Sellers: A cooler population picture means buyers are more rate-sensitive and more selective. Pricing it right and presenting it well matter more than ever. The good news is that long-term supply shortages still support values.
Homeowners with a renewal coming up: Don't wait for the renewal letter to show up in your mailbox. Start the conversation 4–6 months early, and have a mortgage professional run the fixed-versus-variable numbers for your situation.
Investors: Short-term rental demand has softened, but the 10-year shortage story is still firmly intact.
Sept 29: Canadian GDP (monthly)
Oct 9: Canadian jobs report
Oct 19: Canadian inflation (CPI)
Oct 28: Bank of Canada and US Fed rate announcements
Dec 9: Bank of Canada's final decision of 2026
Nobody has a crystal ball, and anyone who tells you otherwise is selling something. What you can do is plan with good information, protect yourself with a rate hold, and work with people who keep their ear to the ground. That's how it's always been done, and it still works.
Thinking about buying, selling or just want to talk strategy? Let's grab a coffee. That's the best move you can make.
Michael J. Allan
RE/MAX Aboutowne Realty Corp., Brokerage
📞 (289) 952-1201 | ✉️ mikefromremax@gmail.com | 🌐 www.michaeljallan.com
Source: Mortgage & Economic Outline, September 2026, presented by Samantha Comito, Outline Financial (FSRA #13151). Market forecasts change daily. This post is for general information only and is not mortgage or financial advice. Please speak with a licensed mortgage professional about your specific situation.
#TheBestMoveYouCanMake #MichaelJAllan #REMAXAboutowne #OakvilleRealEstate #BurlingtonRealEstate #HamiltonRealEstate #NiagaraRealEstate #GTARealEstate #BankOfCanada #MortgageRates #HomeBuyingTips #OntarioHousing
I have listed a new property at 2261 Seton Crescent in Burlington. See details here
This is not your typical townhome! Welcome to 2261 Seton Crescent, a rarely offered end-unit home in Burlington's highly sought-after Orchard community. Attached to the neighbouring property only at the garage, it offers an abundance of natural light and the spacious feel of a detached home. With approximately 1,704 sq. ft. above grade plus approximately 800 sq. ft. in the finished lower level, there is nearly 2,500 sq. ft. of living space across all 3 levels. The functional main floor is designed for comfortable everyday living and entertaining, with plumbing still in place for laundry hookups should a future owner prefer main-floor laundry. The finished basement provides incredible flexibility for a recreation room, home theatre, gym, office or children's play area. The real showstopper is the exceptional irregular end-unit lot-one of the larger yard settings for a townhome in the Orchard. Offering an outstanding outdoor space, it is the perfect setting for summer barbecues, gardening, entertaining or simply relaxing at the end of the day. Thoughtfully maintained and improved, the home features extensive driveway, walkway, garden-border and rear-patio hardscaping; a remodelled primary ensuite; roof shingles replaced in 2018 with a transferable lifetime warranty, subject to the manufacturer's terms; air conditioner replaced in 2020; washer and dryer 2023; and a new garage door, exterior capping and garage-door opener installed in 2023. California shutters and roller blinds complete the package. Enjoy an outstanding location close to area schools, Bronte Creek Provincial Park, Orchard Community Park, scenic trails, shopping, restaurants and everyday conveniences. Commuters will appreciate quick access to the QEW/407. Appleby Crossing, Millcroft Shopping Centre, Fortinos, Longo's, Walmart, Starbucks, Beertown and Turtle Jack's are all nearby. A remarkable yard and the feel of a detached home in one of Burlington's most desirable neighbourhoods. Don't miss out!
I have sold a property at 59 Purdy Crescent in Hamilton on May 16, 2025. See details here
Welcome to 59 Purdy Crescent! This beautifully maintained bungalow in Hamilton's sought-after Greeningdon neighbourhood offers a bright and spacious living experience with three generous bedrooms, each featuring hardwood floors, and a stunning vaulted ceiling in the inviting living and dining room area. The kitchen opens seamlessly into the dining room, which offers convenient walkout access to a covered patio, perfect for entertaining or enjoying peaceful outdoor moments. This home sits on a beautiful deep lot offering plenty of space for children to play or for gardening enthusiasts to create their dream garden.This home boasts a great layout, complemented by two full bathrooms and a fully finished lower level, ideal for additional living space, entertainment, or relaxation. Numerous key updates over recent years enhance the home's appeal, including a new roof (2024), skylight, electrical panel (2024), furnace (2024), and newly installed fans and vents in both bathrooms and the kitchen. Greeningdon is a vibrant, family-friendly community renowned for its quiet streets, mature trees, and welcoming atmosphere. Bell Fibre Optic is also available in the neighbourhood, ensuring high-speed internet connectivity for your home and lifestyle needs. Residents enjoy exceptional convenience with quick access to Upper James Street, featuring a variety of shopping, restaurants, and amenities. Its ideal location near major highways simplifies commuting, while proximity to Dave Andreychuk Mountain Area, St. Michael Catholic Elementary School and Ridgemount Elementary School along with local recreation facilities, makes it perfectly suited for families. Whether you're a first-time homebuyer or looking to downsize into the ease and comfort of bungalow living, this home is a remarkable find. Check out the Video of this beautiful home. 2025 Home Inspection Report Available. Don't miss the opportunity to call 59 Purdy Crescent your new home!
I have sold a property at 185 Littlewood Drive in Oakville on Mar 24, 2025. See details here
This stunning home in the highly sought-after, family-friendly Oak Park community is an absolute showstopper! Thoughtfully renovated with no detail overlooked, this 3-storey gem boasts a striking brick exterior and a bright, spacious interior. Step inside to discover three generously sized bedrooms, including a large primary suite with a custom-designed walk-in closet and a beautifully renovated ensuite.The remodelled white kitchen is a dream, now featuring brand-new quartz countertops and backsplash (2024), complemented by a custom-built banquette, sleek island, and updated finishes, perfect for entertaining. The main living room features a cozy gas fireplace, while the third-level family room offers an additional gas fireplace and a wet bar, creating the ideal space for relaxation or hosting guests.The finished basement enhances the home's appeal, complete with a recreation room, games room, and laundry room, bringing the total living space to over approximately 2,700 sq ft across all four levels. Recent upgrades include a new garage door and operator (2024), new kitchen countertops and backsplash (2024), and new foyer flooring (2024). Additionally, LED pot lights were installed throughout in 2022, a renovated 2-piece bathroom was completed in 2021, along with the installation of a new gas oven the same year. A new washer and dryer were added in 2023, while windows, doors, and closets, roof and landscaping improvements were completed by the previous owner. This beautifully updated and meticulously maintained home is truly move-in ready! Don't miss your chance to own a turnkey property in one of Oakville's most desirable communities.Check out the Video of this Stunning Home!
I have sold a property at 405 185 Robinson Street in Oakville on Mar 13, 2025. See details here
Experience the ultimate urban lifestyle in this fully renovated penthouse loft in the heart of downtown Oakville! Designed with modern living in mind, this stunning open-concept space boasts soaring ceilings and a sleek kitchen with modern appliances, ideal for entertaining or cozy nights in. Located in a Newly Renovated Building, this loft has been painted over a year ago and features updated bathrooms and stylish new light fixtures, offering a sophisticated yet comfortable vibe.Whether you're a young professional or a couple looking to embrace downtown living, you'll love being steps from Towne Square, top-rated restaurants, trendy cafes, and boutique shoppingplus, you're just a 5-minute stroll to the lake! Includes one underground parking spot and a locker for added convenience.Don't miss out on this rare opportunity to live in sought-after Old Oakville! Schedule a viewing today!
I have sold a property at 184 Warner Drive in Oakville on Mar 12, 2025. See details here
Experience Unparalleled Luxury at 184 Warner Dr.Indulge in the epitome of upscale living at this stunning two-storey home, featuring a lush Caribbean Villa vibe backyard complete with an inground pool, perfect for sophisticated summer soirees.The home offers you over 3,700 sq ft of living space on all 3 levels. Meticulously updated to meet the highest standards, this home includes a gourmet chefs kitchen that opens to a family room with a cozy gas fireplace.The main floor boasts exquisite hardwood floors, an elegant staircase with a refined handrail, a spacious living room & a separate dining area designed for lavish entertaining.Every detail has been thoughtfully considered, with numerous updates over the years including a full Kitchen replacement, exterior doors and a Phantom backdoor screen.Recently painted throughout, the kitchen showcases top-of-the-line appliances.The main floor laundry room, equipped with an updated washer/dryer, provides a dog wash & convenient access to the garage. The upper level features a luxurious primary bedroom with a renovated walk-in closet & an opulent ensuite bathroom, complemented by 3 additional large bedrooms and a 5 piece main bathroom.The fully finished lower level offers updates such as new carpeting, two newer windows, bathroom flooring, an updated electrical panel, a backflow preventer, an owned hot water tank, central vac updated furnace/humidifier/central air controlled by a Nest system.This level also includes a spacious recroom including gas f/p, a bedroom, a wet bar, a workout room & a 3-piece bathroom making it ideal for multigenerational living.The professionally landscaped grounds are equipped with an irrigation system, new exterior and garden lighting, a newly added deck and Rubaroc pool patio decking Recent pool updates include a chlorinator,a pool filter,pool pump & a new gas pool heater. Walking distance to 2 beaches & trails completes this exceptional offering. Ask for the list of INCL/EXCL & updates!
I have sold a property at 207 128 Garden Drive in Oakville on Dec 10, 2025. See details here
Stylish Condo Living Just Minutes from Downtown Oakville! Welcome to this bright and contemporary 2-bedroom, 2-bath end-unit condo ideally located near the lake and just a short stroll from vibrant downtown Oakville. With no neighbour on one side, enjoy enhanced privacy and quiet. Featuring an open-concept layout and elegant design touches, this unit offers comfort, convenience, and a relaxed urban lifestyle. The spacious living and dining area opens to a west-facing private balcony with unobstructed views over a manicured private school field, complete with a gas hookup for your BBQ, perfect for outdoor entertaining.The sleek kitchen is both stylish and functional, featuring Super White granite countertops, a Blanco stainless steel undermount sink, stainless steel appliances, and ample cabinet space. Both bedrooms are generously sized, and the bathrooms include upgraded cabinetry, adding a refined touch. Additional highlights include in-suite laundry, one underground parking space, and a storage locker for added convenience.Enjoy boutique building amenities like a fully equipped fitness centre, party room, lounge, and a rooftop terrace with beautiful views. All this just minutes from Oakville's waterfront, trails, parks, shops, restaurants, and GO transit. Whether you're a first-time buyer, investor, or looking to downsize, this home combines comfort, style, and a prime location.Extras: Torlys Terrawood satin-finish flooring in Trend Driftwood, stainless steel fridge, stove, built-in dishwasher, microwave, stacked washer/dryer, Hunter Douglas blackout + sheer blinds, and window coverings.
I have sold a property at 405 185 Robinson Street in Oakville on Nov 12, 2025. See details here
Experience peak urban living in this fully renovated penthouse loft in the heart of Downtown Oakville. Designed for modern life, the open-concept layout showcases soaring ceilings and a sleek, contemporary kitchen with quality appliances-perfect for hosting or cozy nights in.Upstairs, the primary bedroom retreat offers privacy with its own ensuite. There's also a versatile second bedroom or dedicated home office-use it your way. Set in a newly renovated building, this loft was painted just over a year ago and features updated bathrooms and stylish new light fixtures, delivering a polished, comfortable vibe. Step outside and you're moments from Towne Square, top-rated restaurants, trendy cafés, boutique shopping-and just a 5-minute stroll to the lake.Extras: One underground parking spot + locker for added convenience.This is a rare chance to live in sought-after Old Oakville. Book your private viewing today-places like this don't sit around. Please note the photos are from a previous listing.
I have sold a property at 542 Hambling Court in Burlington on Oct 24, 2025. See details here
Welcome to 542 Hambling Court a spacious and well-maintained Kastelic-built home offering over 4,100 sq ft of total living space across all three levels. Located on a quiet, family-friendly court in a highly desirable neighbourhood, this 4+1 bedroom home sits on a Premium mature lot with a private backyard and deck, ideal for entertaining or quiet enjoyment.The main floor features hardwood flooring throughout, a bright living and dining room, and a welcoming family room complete with a brick fireplace and beautiful custom built-ins, creating a warm and functional space for everyday living. The Kitchen also features thoughtful built-in touches. The mudroom offers direct access to the garage and backyard, while the updated laundry room includes a new counter and sink.Upstairs, you'll find four generously sized bedrooms, including a sunlit primary suite with a renovated 5-piece ensuite. All bathrooms, including the powder room, have been tastefully updated with modern finishes.The fully finished basement extends the homes versatility, offering a large recreation room, office area, second kitchen, additional bedroom, and ample storage-ideal for guests, in-laws, or work-from-home needs.Recent updates include: roof, furnace, majority of windows, gutters and eaves plus gutter guards, hardwood flooring, central vacuum system, washer and dryer. Complete with a double car garage, new garage door opener and located close to schools, parks, trails, shopping, and transit-this is a fantastic opportunity to own a beautifully upgraded home in an exceptional Burlington location. Check out the Video of this beautiful home!
I have sold a property at 3127 STORNOWAY Circle in Oakville on Aug 28, 2025. See details here
Welcome to this beautifully maintained freehold 3-storey townhome in the prestigious Bronte Creek community of Oakville, offering 1,356 sq ft of bright, functional living space across all three levels. Freshly painted and move-in ready, this 3-bedroom home features a modern open-concept layout, direct garage access, and a private patio perfect for summer lounging. Located in one of Oakville's most desirable neighbourhoods, surrounded by scenic trails, lush green spaces, and family-friendly parks. Zoned for top-rated schools including Palermo PS and Garth Webb SS, and close to some of Oakville's best private schools. Enjoy quick access to Bronte Creek Provincial Park, multiple golf courses, playgrounds, and sports fields. Conveniently situated near Oakville Trafalgar Hospital, major highways (QEW/403/407), Bronte GO Station, and everyday essentials like Farm Boy, Fortinos, Starbucks, and a wide array of restaurants and shops in Bronte Village.With no condo fees and a strong community atmosphere, this turnkey townhome is perfect for first-time buyers, down sizers, or investors looking to secure a quality home in a great family neighborhood.